When you make a return using Stocks, you pay two fees: a Wise fee, also known as the service fee, and a fund manager fee.
The Wise fee
We calculate this fee daily based on the amount you hold and we charge it at the beginning of the following month.
We’ll always take the service fee from your main account — we don’t charge the fee to Jars. If you've got a Jar set to Interest, we’ll charge the fee to your main account that’s in the same currency.
If you don’t have enough money in your main account to pay the fee, we’ll take it from another currency in your main account that does have money in it.
| 你的国家/地区 | 基金及基金经理人 | Wise年费 |
|---|---|---|
| 英国 | [由贝莱德管理的iShares安硕环球股票指数基金]（https://www.blackrock.com/uk/individual/products/244080/blackrock-world-equity-index-n2-eur-fund） | 0.45% |
| 欧洲经济区 | [由贝莱德管理的iShares安硕环球股票指数基金]（https://www.blackrock.com/uk/individual/products/244080/blackrock-world-equity-index-n2-eur-fund） | 0.45% |
| 新加坡 | [Infinity环球股指数基金 - 美元 ]（https://www.lionglobalinvestors.com/en/fund.html?officialNav=IGSU） | 0.237% |
For customers in Singapore, the Wise fee is inclusive of GST.
The fund manager fee
| 你的国家/地区 | 基金及基金经理人 | 基金经理年费 |
|---|---|---|
| 英国 | [由贝莱德管理的iShares安硕环球股票指数基金]（https://www.blackrock.com/uk/individual/products/244080/blackrock-world-equity-index-n2-eur-fund） | 0.15% |
| 欧洲经济区 | [由贝莱德管理的iShares安硕环球股票指数基金]（https://www.blackrock.com/uk/individual/products/244080/blackrock-world-equity-index-n2-eur-fund） | 0.15% |
| 新加坡** | [Infinity环球股指数基金 - 美元 ]（https://www.lionglobalinvestors.com/en/fund.html?officialNav=IGSU） | 0.475% |
*In the UK and EEA, BlackRock provides Wise with a rebate of 0.07%. Wise passes this saving on to you through a reduced Wise fee.
**In Singapore, Lion Global Investors Ltd provides Wise with a rebate of 0.2375%. Wise passes this saving on to you through a reduced Wise fee.
An example of how the fees work
If you are a customer in the UK and you invest 1,000 GBP for a year — and the fees stay the same — the total fees spread over the year would be £6.00. This £6.00 is made up of the 0.45% Wise fee (£4.50) and the 0.15% fund manager fee (£1.50).
The Wise fee is the only fee you’ll actually pay out of your Wise account, though — the fund manager fee is just included in the value of your investment.