如果你正等待一笔款项汇至你的账户资料，你可能会想了解需时多久才能汇入余额。
速度取决于：
汇款的货币
汇款人采用的汇款方式
不同货币需时多长？
汇款通常会在工作日、星期一至星期五以及正常工作时间内处理。如果这笔款项是在发送国家/地区的周末或公共假期汇出，便会在下一个工作日到账。
查看列表了解你的货币的预计到账时间。
| Currency | Domestic payment | International payment (Swift) |
|---|---|---|
| AUD | Usually a few minutes, sometimes up to 1 working day | Usually 1 working day, sometimes up to 5 working days |
| CAD | Usually a few hours, sometimes up to 1 working day | Usually 1 working day, sometimes up to 5 working days |
| EUR* | Usually a few minutes, sometimes up to 1 working day | Usually 1 working day, sometimes up to 5 working days |
| GBP* | Usually a few minutes, sometimes up to 1 working day | Usually 1 working day, sometimes up to 5 working days |
| HUF | Instant for payments under 10 million HUF, a few hours for payments over 10 million HUF | Usually 1 working day, sometimes up to 5 working days |
| MYR | Usually a few hours, up to 2 working days | You can only receive MYR from Malaysia |
| NZD | Usually a few hours, up to 2 working days | Usually 1 working day, sometimes up to 5 working days |
| PHP | Usually instant, or up to 2 working days | You can only receive PHP from the Philippines |
| PLN* | Usually a few minutes, sometimes up to 2 working days | Usually 1 working day, sometimes up to 5 working days |
| RON | Usually a few minutes, sometimes up to 2 working days | Usually 1 working day, sometimes up to 5 working days |
| SGD* | Usually a few minutes, sometimes up to 1 working day | Usually 1 working day, sometimes up to 5 working days |
| TRY | Usually a few minutes, sometimes up to 1 working day | You can only receive TRY from Türkiye |
| USD* | Usually within hours, and up to 4 working days for ACH transfers. Usually within minutes, and up to 1 working day for wire transfers | Usually 1 working day, sometimes up to 5 working days |
*欧元：这也适用于透过Swift接收非欧元货币到你的欧元账户资料
*英镑：这也适用于透过Swift接收非英镑货币到你的英镑账户资料
*波兰兹罗提：如果你已有波兰兹罗提账户资料则可以继续使用，我们不会提供新的账户资料
如果我还未收到付款，该怎么办？
如果你在超过时限后仍未收到付款，你应该先与汇款人核实，以便他们查询银行，之后再联络我们。
如果你的款项仍未到账，请按此步骤操作，并根据需要上载付款证明。
为什么接收国际Swift的汇款需时更长？
因为Swift付款通常需要经过多间银行，因此有机会需要最多5个工作日才能汇至你的Wise帐户。请至少等待5个工作日后再联络我们。
如果你已等待超过5个工作日：
确保你已向汇款人分享了正确的账户资料
请耐心等待至预计到账时间。如果过了预计的时间，请与我们的团队分享你的Swift汇款付款证明（MT103）
等待我们的团队审核你的文件，并透过电邮回复